46 Best Insurance Affiliate Programs in 2023

Welcome to our dazzling guide on the 46 Best Insurance Affiliate Programs for 2023! Get ready to embark on an insurance adventure like no other, where commissions reign supreme and laughter is the best policy. We’ve curated a collection of 46 insurance programs that are as dependable as a trusty sidekick, ensuring your affiliate success with a touch of humor and famous sayings.

From health insurance that keeps you in the pink of health to auto insurance that’ll have you driving with confidence, these programs have got you covered like a cozy blanket on a chilly day.

As you dive into the world of insurance affiliate marketing, remember that even Shakespeare understood the importance of being insured when he said, “To insure or not to insure, that is the question.” But fear not for we have scoured the realm of insurance to bring you the crème de la crème of affiliate programs.

Prepare to unleash your wit and charm as you introduce these insurance programs to your audience. With a sprinkle of humor and a dash of puns, you’ll have your readers rolling with laughter and reaching for their insurance policies simultaneously. Remember, the key to successful affiliate marketing is capturing attention and leaving a lasting impression!

As you explore the 46 Best Insurance Affiliate Programs, keep in mind that “fortune favors the insured.” Your efforts in promoting these programs will not only bring you generous commissions but also the satisfaction of helping individuals and businesses safeguard their valuable assets.

What’s more, the global insurance market was valued at approximately $6.3 trillion in 2020. It is projected to reach $7.5 trillion by 2025, with a compound annual growth rate (CAGR) of 3.5% during the forecast period. Here below is that Google Trends data shows they’re in hot demand all the time:

Benjamin Franklin’s once said: “In this world, nothing can be said to be certain except death, taxes, and the need for insurance.” So, why not turn this certainty into an opportunity for affiliate success? Whether you’re a seasoned affiliate marketer or just dipping your toes into the insurance waters, these 46 Best Insurance Affiliate Programs will make you shout, “Eureka!” So, grab your virtual insurance card and get ready to step onto a prosperous journey with these gems of the insurance world.

Now, let’s set sail on the sea of insurance affiliate programs, where fortunes are made, lives are protected, and smiles are insured. May your journey be filled with laughter, lucrative commissions, and a touch of whimsy. Happy affiliating, and may the insurance odds be ever in your favor!

46 Best Insurance Affiliate Programs in 2023

  1. Lemonade Affiliate Program
  2. USAA Affiliate Program
  3. Liberty Mutual Affiliate Program
  4. Allianz Care Affiliate Program
  5. Ethos Affiliate Program
  6. RoamRight Affiliate Program
  7. World Nomads Affiliate Program
  8. Bestow Affiliate Program
  9. Hiscox Affiliate Program
  10. Cover-More Australia Affiliate Program
  11. Insurify Affiliate Program
  12. Fabric Affiliate Program
  13. Haven Life Affiliate Program
  14. Hippo Affiliate Program
  15. Pawp Affiliate Program
  16. NEXT Insurance Affiliate Program
  17. Cover-More Affiliate Program
  18. Knose Affiliate Program
  19. Allstate Affiliate Program
  20. Embrace Affiliate Program
  21. Steadily Affiliate Program
  22. Bonzah Affiliate Program
  23. Chubb Affiliate Program
  24. SafetyWing Affiliate Program
  25. Allianz Global Assistance Affiliate Program
  26. AAA Auto Insurance Affiliate Program
  27. Health IQ Affiliate Program
  28. Gerber Life Insurance Affiliate Program
  29. Allianz Worldwide Care Affiliate Program
  30. AXA ASSISTANCE Affiliate Program
  31. CSOB Pojistovna Affiliate Program
  32. AARDY Travel Insurance Affiliate Program
  33. Aflac Affiliate Program
  34. State Farm Affiliate Program
  35. Choice Home Warranty Affiliate Program
  36. LifeInsurance Affiliate Program
  37. Asistensi Affiliate Program
  38. VisitorsCoverage Affiliate Program
  39. CreditFix Affiliate Program
  40. Reviti Affiliate Program
  41. Blue Cross Affiliate Program
  42. Just Travel Cover Affiliate Program
  43. US Healthshare Affiliate Program
  44. Anorak Affiliate Program
  45. OneFamily Affiliate Program
  46. RateElert Affiliate Program

Lemonade

Lemonade is an insurance company that offers homeowners and renters insurance powered by artificial intelligence and behavioral economics. They aim to provide a hassle-free and transparent insurance experience with fast claims processing and a focus on giving back to charitable causes through their Giveback program.

Commission Rate: $25.50

Cookie Duration: 30 days

Join the Lemonade Affiliate Program
Lemonade Affiliate Program

USAA

USAA is a financial services organization that serves members of the military and their families. They offer a wide range of products and services, including insurance, banking, investments, and retirement planning. USAA is known for its exceptional customer service and commitment to serving the unique needs of military members.

Commission Rate: $1-$36

Cookie Duration: 30 days

Join the USAA Affiliate Program
USAA Affiliate Program

Liberty Mutual

Liberty Mutual is an insurance company that provides a variety of insurance products, including auto, home, and life insurance. They strive to help people protect what they value most and offer personalized coverage options to meet individual needs. Liberty Mutual is committed to providing excellent customer service and innovative insurance solutions.

Commission Rate: $2.4-$9.6

Cookie Duration: 30 days

Join the Liberty Mutual Affiliate Program
Liberty Mutual Affiliate Program

Allianz Care

Allianz Care is a global health insurance provider specializing in international health and travel insurance. They offer a range of comprehensive plans designed to meet the needs of individuals, families, and businesses. Allianz Care focuses on delivering high-quality healthcare solutions and exceptional customer service to their policyholders worldwide.

Commission Rate: $12-$25

Cookie Duration: 45 days

Join the Allianz Care Affiliate Program
Allianz Care Affiliate Program

Ethos

Ethos is a life insurance company that provides accessible and affordable life insurance coverage. They leverage technology to streamline the application process, making life insurance more convenient and transparent. Ethos aims to simplify the life insurance experience and help individuals protect their loved ones financially with tailored policies.

Commission Rate: $20-$55

Cookie Duration: 7 days

Join the Ethos Affiliate Program
Ethos Affiliate Program

RoamRight

RoamRight is a travel insurance brand that offers comprehensive coverage and assistance services to travelers. With a focus on providing peace of mind, RoamRight offers various insurance plans tailored to different travel needs, including trip cancellation, medical coverage, and emergency assistance, ensuring protection during your journeys.

Commission Rate: 15%

Cookie Duration: 365 days

Join the RoamRight Affiliate Program
RoamRight Affiliate Program

World Nomads

World Nomads is a travel insurance provider designed for adventurous travelers. They offer flexible and comprehensive insurance plans that cover a range of activities and destinations. World Nomads caters to the unique needs of travelers who engage in adventure sports, volunteer work, or long-term trips, providing reliable coverage and support.

Commission Rate: $0.83

Cookie Duration: 60 days

Join the World Nomads Affiliate Program
World Nomads Affiliate Program

Bestow

Bestow is an online life insurance company that simplifies the process of obtaining coverage. With a user-friendly platform, Bestow offers term life insurance plans that can be applied for and managed entirely online. Bestow’s goal is to make life insurance accessible, affordable, and easy to understand for everyone.

Commission Rate: $20-$25

Cookie Duration: 30 days

Join the Bestow Affiliate Program
Bestow Affiliate Program

Hiscox

Hiscox is a global insurance company specializing in providing insurance solutions to businesses and professionals. With a focus on tailored coverage, Hiscox offers a wide range of insurance products, including professional liability, general liability, cybersecurity, and property insurance. Hiscox aims to protect businesses from the risks they face in today’s dynamic landscape.

Commission Rate: $25

Cookie Duration: 7 days

Join the Hiscox Affiliate Program
Hiscox Affiliate Program

Cover-More Australia

Cover-More Australia is a travel insurance company offering comprehensive coverage for Australian travelers. They provide insurance plans that include benefits such as trip cancellation, medical expenses, and emergency assistance. Cover-More Australia ensures that travelers can explore the world with confidence and peace of mind.

Commission Rate: 10%

Cookie Duration: 30 days

Join the Cover-More Australia Affiliate Program
Cover-More Australia Affiliate Program

Insurify

Insurify is an online insurance marketplace that simplifies the process of comparing and purchasing insurance policies. By leveraging artificial intelligence and data analytics, Insurify helps users find the best coverage options for their needs, whether it’s auto, home, or renters insurance. Insurify empowers consumers to make informed insurance decisions.

Commission Rate: $10-$15

Cookie Duration: 30 days

Join the Insurify Affiliate Program
Insurify Affiliate Program

Fabric

Fabric is a digital life insurance company focused on providing affordable and accessible coverage for families. They offer term life insurance policies that can be applied for online, with no medical exams required in certain cases. Fabric aims to make life insurance protection more accessible and manageable for families.

Commission Rate: $100

Cookie Duration: 30 days

Join the Fabric Affiliate Program
Fabric Affiliate Program

Haven Life

Haven Life is a modern life insurance agency that offers term life insurance policies. With a fully online application process, Haven Life provides coverage that can be tailored to individual needs. They prioritize simplicity and transparency to make life insurance more approachable and convenient for customers.

Commission Rate: $24

Cookie Duration: 7 days

Join the Haven Life Affiliate Program
Haven Life Affiliate Program

Hippo

Hippo is a technology-driven home insurance company that aims to revolutionize the insurance experience. They offer smart home insurance policies that provide comprehensive coverage for homeowners. Hippo leverages data and technology to streamline the insurance process, simplify policy management, and offer proactive protection for homeowners.

Commission Rate: $5

Cookie Duration: 90 days

Join the Hippo Affiliate Program
Hippo Affiliate Program

Pawp

Pawp is a pet insurance and telehealth membership service designed to provide pet owners with peace of mind. Along with pet insurance coverage, Pawp offers 24/7 access to licensed veterinarians via telehealth consultations. Pawp aims to ensure that pet owners can provide the best care for their furry companions.

Commission Rate: $4-$56

Cookie Duration: 30 days

Join the Pawp Affiliate Program
Pawp Affiliate Program

NEXT Insurance

NEXT Insurance is a digital insurance company catering to small businesses and entrepreneurs. They offer a range of tailored insurance products, including general liability, professional liability, commercial auto, and more. NEXT Insurance utilizes technology to simplify the insurance experience and provide affordable coverage for small businesses.

Commission Rate: $25

Cookie Duration: 30 days

Join the NEXT Insurance Affiliate Program
NEXT Insurance Affiliate Program

Cover-More

Cover-More is a brand specializing in travel insurance and assistance services. They provide comprehensive coverage for unexpected events such as medical emergencies, trip cancellations, lost baggage, and more. Cover-More aims to offer peace of mind and financial protection to travelers, ensuring a worry-free travel experience.

Commission Rate: 10%

Cookie Duration: 30 days

Join the Cover-More Affiliate Program
Cover-More Affiliate Program

Knose

Knose is a brand that focuses on providing pet healthcare services and products. They offer telehealth consultations with veterinarians, personalized pet health plans, and a range of pet supplies. Knose aims to enhance the well-being and convenience of pet owners while ensuring the health and happiness of their furry companions.

Commission Rate: 10%

Cookie Duration: 45 days

Join the Knose Affiliate Program
Knose Affiliate Program

Allstate

Allstate is a well-known insurance company providing a range of insurance products, including auto, home, and life insurance. With a strong presence in the United States, Allstate offers personalized coverage options and a wide network of agents to assist customers in protecting what matters most to them.

Commission Rate: $6-$20

Cookie Duration: 5 days

Join the Allstate Affiliate Program
Allstate Affiliate Program

Embrace

Embrace is a pet insurance provider offering comprehensive coverage for cats and dogs. They provide customizable insurance plans that cover accidents, illnesses, and optional wellness care, ensuring the health and well-being of pets while providing peace of mind to their owners.

Commission Rate: $36

Cookie Duration: 60 days

Join the Embrace Affiliate Program
Embrace Affiliate Program

Steadily

Steadily is a brand that offers financial management tools and services. They provide budgeting, expense tracking, and goal-setting features to help individuals and businesses achieve financial stability. Steadily aims to empower users with the tools and insights needed to make informed financial decisions and achieve their financial goals.

Commission Rate: $10

Cookie Duration: 30 days

Join the Steadily Affiliate Program
Steadily Affiliate Program

Bonzah

Bonzah is an online platform that provides rental car insurance solutions. With a user-friendly interface, Bonzah offers hassle-free coverage options for car rentals, protecting drivers against unexpected damages and accidents. Their aim is to provide peace of mind and reliable protection for individuals renting vehicles for various purposes.

Commission Rate: 10%

Cookie Duration: 7 days

Join the Bonzah Affiliate Program
Bonzah Affiliate Program

Chubb

Chubb is a global insurance company providing a wide range of insurance products for individuals and businesses. They offer coverage options such as property insurance, liability insurance, and specialty insurance. Chubb is known for its financial strength and expertise in providing tailored insurance solutions to meet the unique needs of their clients.

Commission Rate: 5%

Cookie Duration: 7 days

Join the Chubb Affiliate Program
Chubb Affiliate Program

SafetyWing

SafetyWing is a global travel medical insurance provider designed for digital nomads, remote workers, and travelers. They offer flexible and affordable insurance plans that provide medical coverage, emergency medical evacuation, and more. SafetyWing is committed to ensuring the well-being of travelers worldwide, offering peace of mind during their journeys.

Commission Rate: 10%-20%

Cookie Duration: 30 days

Join the SafetyWing Affiliate Program
SafetyWing Affiliate Program

Allianz Global Assistance

Allianz Global Assistance is a leading travel insurance and assistance company. They provide a range of insurance products, including trip cancellation, medical coverage, and emergency assistance services. Allianz Global Assistance aims to protect travelers from unforeseen circumstances and provide support wherever they may be in the world.

Commission Rate: 12%

Cookie Duration: 45 days

Join the Allianz Global Assistance Affiliate Program
Allianz Global Assistance Affiliate Program

AAA Auto Insurance

AAA Auto Insurance is an insurance provider offering coverage for automobiles. They provide comprehensive insurance plans that cover accidents, damages, and liability. AAA Auto Insurance is known for its roadside assistance services and commitment to providing reliable coverage and support to its customers.

Commission Rate: 10%

Cookie Duration: 45 days

Join the AAA Auto Insurance Affiliate Program
AAA Auto Insurance Affiliate Program

Health IQ

Health IQ is an insurance company that specializes in life insurance for health-conscious individuals. They offer policies that take into account a person’s healthy lifestyle and provide lower rates based on their active habits and overall health. Health IQ aims to reward and support individuals who prioritize their well-being.

Commission Rate: $150

Cookie Duration: 30 days

Join the Health IQ Affiliate Program
Health IQ Affiliate Program

Gerber Life Insurance

Gerber Life Insurance is a provider of life insurance policies for families. They offer affordable coverage options, including term life insurance and whole life insurance, designed to protect the financial future of loved ones. Gerber Life Insurance focuses on providing peace of mind and financial security for families.

Commission Rate: $25

Cookie Duration: 1 day

Join the Gerber Life Insurance Affiliate Program
Gerber Life Insurance Affiliate Program

Allianz Worldwide Care

Allianz Worldwide Care is a global health insurance provider specializing in international health coverage for individuals and corporations. They offer comprehensive health insurance plans that cover medical expenses, hospitalization, and other health-related services. Allianz Worldwide Care is committed to delivering high-quality healthcare solutions worldwide.

Commission Rate: $12-$25

Cookie Duration: 45 days

Join the Allianz Worldwide Care Affiliate Program
Allianz Worldwide Care Affiliate Program

AXA ASSISTANCE

AXA ASSISTANCE is a global assistance and insurance company offering a wide range of services, including travel insurance, roadside assistance, and medical assistance. They provide support and coverage for individuals and businesses around the world, ensuring peace of mind and protection in various situations.

Commission Rate: 15%

Cookie Duration: 7 days

Join the AXA ASSISTANCE Affiliate Program
AXA ASSISTANCE Affiliate Program

CSOB Pojistovna

CSOB Pojistovna is a leading insurance company in the Czech Republic, offering a range of insurance products and services. They provide coverage options such as property insurance, car insurance, travel insurance, and more. CSOB Pojistovna aims to protect individuals, families, and businesses from potential risks and provide financial security.

Commission Rate: 22%

Cookie Duration: 45 days

Join the CSOB Pojistovna Affiliate Program
CSOB Pojistovna Affiliate Program

AARDY Travel Insurance

AARDY Travel Insurance is an online travel insurance marketplace that offers a wide selection of travel insurance plans from leading providers. They help travelers find the right coverage for their trips, including protection for trip cancellation, medical emergencies, and more. AARDY Travel Insurance simplifies the process of comparing and purchasing travel insurance.

Commission Rate: 15%

Cookie Duration: 45 days

Join the AARDY Travel Insurance Affiliate Program
AARDY Travel Insurance Affiliate Program

Aflac

Aflac is a supplemental insurance company that offers coverage for accidents, illnesses, and other unexpected events. They provide cash benefits to policyholders to help with expenses not covered by primary health insurance. Aflac aims to provide financial support and peace of mind during challenging times.

Commission Rate: $16

Cookie Duration: 30 days

Join the Aflac Affiliate Program
Aflac Affiliate Program

State Farm

State Farm is a leading insurance and financial services company providing a wide range of insurance products, including auto, home, life, and health insurance. They also offer banking and investment services. State Farm is known for its extensive agent network and commitment to customer service.

Commission Rate: $10

Cookie Duration: 30 days

Join the State Farm Affiliate Program
State Farm Affiliate Program

Choice Home Warranty

Choice Home Warranty is a provider of home warranty plans that cover the repair or replacement of major home systems and appliances. They offer comprehensive coverage options to protect homeowners from unexpected repair costs. Choice Home Warranty aims to provide peace of mind and convenience for homeowners.

Commission Rate: $20

Cookie Duration: 30 days

Join the Choice Home Warranty Affiliate Program
Choice Home Warranty Affiliate Program

LifeInsurance

LifeInsurance.com is an online marketplace that helps individuals compare and obtain life insurance quotes from top-rated insurance carriers. They provide a convenient platform to explore different coverage options and find the right life insurance policy based on individual needs and preferences.

Commission Rate: $24.48

Cookie Duration: 45 days

Join the LifeInsurance Affiliate Program
LifeInsurance Affiliate Program

Asistensi

Asistensi is a digital insurance platform that offers personal accident insurance for Latin American residents. They provide affordable coverage plans with various benefits, including medical expense coverage, accidental death benefits, and more. Asistensi aims to provide financial protection and support for individuals and families in case of accidents.

Commission Rate: $12

Cookie Duration: 30 days

Join the Asistensi Affiliate Program
Asistensi Affiliate Program

VisitorsCoverage

VisitorsCoverage is an online travel insurance provider catering to international travelers. They offer a range of travel insurance plans that cover medical expenses, trip cancellation, and other travel-related risks. VisitorsCoverage simplifies the process of purchasing travel insurance and provides comprehensive coverage options for travelers.

Commission Rate: 3%

Cookie Duration: 45 days

Join the VisitorsCoverage Affiliate Program
VisitorsCoverage Affiliate Program

CreditFix

CreditFix is a credit repair company that helps individuals improve their credit scores and manage their financial health. They offer credit repair services, debt settlement assistance, and credit counseling. CreditFix aims to empower individuals to overcome financial challenges and achieve better credit standing.

Commission Rate: $34.10

Cookie Duration: 45 days

Join the CreditFix Affiliate Program
CreditFix Affiliate Program

Reviti

Reviti is a life insurance company that focuses on promoting healthier lifestyles. They offer life insurance policies that reward policyholders for engaging in healthy activities and making positive lifestyle choices. Reviti aims to encourage and support individuals in their journey towards better health and well-being.

Commission Rate: $40.94

Cookie Duration: 45 days

Join the Reviti Affiliate Program
Reviti Affiliate Program

Blue Cross

Blue Cross is a group of independent health insurance companies that provide coverage for individuals, families, and businesses. They offer a range of health insurance plans, including medical, dental, and vision coverage. Blue Cross aims to provide access to quality healthcare services and promote the well-being of their members.

Commission Rate: $1.24

Cookie Duration: 45 days

Join the Blue Cross Affiliate Program
Blue Cross Affiliate Program

Just Travel Cover

Just Travel Cover is a trusted brand in the travel insurance industry. With a focus on providing comprehensive coverage and exceptional customer service, they offer peace of mind to travelers around the world. Their flexible policies and competitive rates ensure that customers are protected against unforeseen events during their journeys.

Commission Rate: 12%

Cookie Duration: 30 days

Join the Just Travel Cover Affiliate Program
Just Travel Cover Affiliate Program

US Healthshare

US Healthshare is a healthcare sharing ministry that offers an alternative to traditional health insurance. Members contribute to a pool of funds to cover each other’s medical expenses. US Healthshare promotes a community-based approach to healthcare and provides affordable coverage options for individuals and families.

Commission Rate: $3-$10

Cookie Duration: 30 days

Join the US Healthshare Affiliate Program
US Healthshare Affiliate Program

Anorak

Anorak is an insurtech company that offers life insurance advice and comparison services. They provide an online platform that analyzes individual needs and offers personalized life insurance recommendations. Anorak aims to simplify the life insurance selection process and help individuals find the right coverage for their specific circumstances.

Commission Rate: $31.43

Cookie Duration: 45 days

Join the Anorak Affiliate Program
Anorak Affiliate Program

OneFamily

OneFamily is a financial services provider that offers a range of products, including life insurance, savings accounts, and investment options. They specialize in family-focused financial solutions, aiming to help individuals and families protect their future and achieve their financial goals.

Commission Rate: $0-$41.41

Cookie Duration: 45 days

Join the OneFamily Affiliate Program
OneFamily Affiliate Program

RateElert

RateElert is an online platform that helps individuals compare and find the best insurance rates. They provide a user-friendly interface to receive quotes from multiple insurance carriers and compare coverage options. RateElert aims to help consumers save money and make informed decisions when purchasing insurance.

Commission Rate: $5

Cookie Duration: 30 days

Join the RateElert Affiliate Program
RateElert Affiliate Program

FAQs:

Q1: What is an insurance affiliate program?

An insurance affiliate program is a partnership between insurance companies or insurance service providers and affiliates. Affiliates promote insurance products or services and earn commissions for each referral or sale they generate.

Q2: How do insurance affiliate programs work?

Affiliates join an insurance affiliate program and receive unique tracking links or promotional materials to promote insurance products or services. When a customer clicks on the affiliate’s link and purchases insurance or fills out a quote request, the affiliate earns a commission.

Q3: What types of insurance products can I promote as an affiliate?

Insurance affiliate programs cover a wide range of insurance types, including health insurance, life insurance, auto insurance, home insurance, travel insurance, pet insurance, and more.

Q4: How much commission can I earn as an insurance affiliate?

Commission rates vary depending on the insurance affiliate program and the type of insurance product. Some programs offer a percentage-based commission on premium payments, while others may provide a fixed amount per sale or lead.

Q5: Do I need to have insurance expertise to become an insurance affiliate?

While having insurance expertise can be beneficial, it is not always necessary to become an insurance affiliate. Many insurance affiliate programs provide affiliates with resources, training materials, and support to help them understand the products they promote.

Q6: Can I join multiple insurance affiliate programs?

Yes, you can join multiple insurance affiliate programs simultaneously. It allows you to diversify your promotional efforts and cater to different insurance needs of your audience.

Q7: How do I promote insurance products as an affiliate?

As an affiliate, you can promote insurance products through various channels such as your website, blog, social media platforms, email marketing, and by creating informative content about insurance policies, comparison guides, or explaining the benefits of different types of insurance coverage.

Q8: Do insurance affiliate programs provide marketing materials?

Yes, many insurance affiliate programs offer marketing materials such as banners, text links, pre-designed landing pages, and sometimes even customized quote forms to help affiliates effectively promote their insurance products.

Q9: How do I track my earnings and performance as an insurance affiliate?

Insurance affiliate programs typically provide affiliates with a dedicated affiliate dashboard where they can track their earnings, monitor clicks, conversions, and view performance reports. This helps affiliates analyze their marketing efforts and optimize their campaigns.

Q10: Is there a specific target audience for insurance affiliate programs?

The target audience for insurance affiliate programs can vary depending on the type of insurance being promoted. It can include individuals seeking insurance coverage for themselves, their families, businesses, or specific assets such as cars or homes.

Conclusion

In conclusion, the 46 Best Insurance Affiliate Programs for 2023 are here to bring smiles and lucrative opportunities to affiliate marketers! With a wide array of insurance types to choose from, affiliates can tap into a flourishing industry and help customers protect what matters most with peace of mind.

From health insurance and auto insurance to home insurance and beyond, these programs offer attractive commissions and generous benefits. By joining these insurance affiliate programs, affiliates can embark on a rewarding journey, providing valuable solutions to individuals and businesses while building a sustainable income stream.

Get ready to spread happiness and financial security in 2023 with these top-notch insurance affiliate programs!